Your client has an immediate need for liquidity for an unforeseen expense. Her portfolio consist of a Class B balanced mutual fund you sold her 2 years ago, some blue chip stocks that pay dividends, some ARS securities, a variable annuity, an oil and gas DPP, and some holdings in a money market fund. They money market fund holdings are not enough to cover the unforeseen expense. Which of her holdings do you suggest she liquidates to meet her immediate cash needs?